Mortgage, annual percentage rate

Mortgage Rates Today: January 7, 2025—Rates Remain Fairly Steady
The current average mortgage rate on a 30-year fixed mortgage is 7.30% with an APR of 7.32%, according to Curinos. The 15-year fixed mortgage has an average rate of 6.53% with an APR of 6.56%. On a 30-year jumbo mortgage,
7 ways to get a lower mortgage rate in 2025
Lowering your interest rate can save you money over the life of the loan. Here are seven ways to make it happen.
Mortgage rates creeping back up toward 7%
Mortgage rates are starting 2025 at the highest they've been since last summer on expectations that the Fed will keep rates higher longer.
The ‘Hidden Force’ That Can Bring Mortgage Rates Down
Mortgage rates have been moving against home buyers in recent weeks. But there is a sliver of hope on the horizon. Freddie Mac’s benchmark national average 30-year, fixed-rate mortgage is nearing 7% once again,
How to Get a Mortgage Rate Under 5% as Costs Surge
The average rate for a 30-year mortgage hit a six-month high last week, but homebuyers still have options for securing a lower rate.
Here’s where mortgage rates could be headed in 2025
By the end of 2025, Chief Financial Analyst Greg McBride also predicts that the average 30-year fixed-rate mortgage will fall 0.5% from its year-end 2024 level. Egg prices are soa
30-Year Mortgage Rates Inch Higher Again
Rates on new 30-year loans have been wavering below a recent 6-month high—but are now creeping back up to approach it again. Several other loan types also edged higher.
Why mortgage rates are going up while the Fed is cutting rates
Since the Fed's first cut in September, the average 30-year fixed mortgage rate has gone up nearly a full percentage point.

Ally Financial to exit mortgage origination business

US 30-Year Mortgage Rate Just Shy of 7% Bridles Home Purchases
US mortgage rates edged up to just shy of 7% at the turn of year and a gauge of home-purchase applications tumbled to the ...
What factors drive mortgage loan interest rates?
The mortgage rate environment has undergone significant shifts in recent years, though, making it more difficult to determine ...
Divorce Monday 2025: When High Mortgage Rates Block The Exit
Current mortgage rates play havoc with homeowners who want to split up. Divorce often means selling or refinancing the house, ...
Mortgage Refinance Rates on the Rise, Again Nearing a 5-Month High
Rates on 30-year mortgage refinance loans edged up another 3 basis points Monday, pushing the average up to 7.15%. That's ...
Donald Trump Could Privatize Fannie Mae and Freddie Mac: What It Means for Your Mortgage
Fannie Mae and Freddie Mac, the government-backed mortgage giants, could be headed for privatization under Donald Trump‘s ...
Risky UK Mortgage Bonds Face Cash Flow Pressure as Arrears Soar
There is “significant uncertainty” about the ability of weaker UK home owners whose debt was bundled into residential ...
New Mortgage Payments Fell in December for Every Top-50 Metro—Except One
Median home prices dropped for a sixth month in a row, and mortgage rates also dipped. That has pushed the average monthly ...
Today's Mortgage Rates | How Inflation and Jobs Data Could Impact Rates This Month
These are today's mortgage and refinance rates. Mortgage rates are flat, but incoming job market and inflation data could ...
My mortgage is paid off, can my HOA still make me get homeowners insurance?
Skyrocketing insurance costs has owner considering dropping coverage. Now the homeowners association is requiring proof of ...
Mortgage rates hit highest level since June
Since the Fed's first cut in September, the average 30-year fixed mortgage rate has gone up nearly a full percentage point.