If you have the ability to wait beyond your FRA to claim, you'll receive a higher benefit amount. Each year that you delay past your FRA, you'll earn an extra 8% until age 70, at which point you'll max out your benefit.

More Georgians will become eligible for Social Security benefits in 2025. But the Social Security full retirement age is increasing. Here's more.

The minimum eligibility age for Social Security differs from the program's full retirement age, which is increasing in 2025.

If you were planning to retire next year, double check your math because a law passed in the ’80s is annually raising the age when Americans can collect their full Social Security benefits. And next year is no exception.

If you've got Social Security on your mind, you need to know your "full retirement age" as your age in relation to that affects your benefit level.

Among the other Social Security changes coming in 2025 are a smaller cost-of-living adjustment at 2.5%, down from 3.4%; an increase in maximum taxable earnings from $168,000 to $176,100; and appointment-based services at Social Security offices nationwide.

“FRA is 66 years and 8 months for people born in 1958 and 66 and 10 months for those born in 1959; people born May 2, 1958, through Feb. 28, 1959, will reach it in 2025. Under current law, it will settle at 67 for people born in 1960 and afterward.”

In 2025, those born on May 2, 1958 through Feb. 28, 1959 will reach the full retirement age, according to AARP. However, for those born after that, the retirement age jumps from 66 years and 10 months to 67 years.

The age at which full retirement benefits can be received rises next year, as experts warn those preparing to retire not to be caught out.