The Fed reports that a delinquency on a student loan payment can lower a person's credit score by 171 points. Those with ...

The average U.S. FICO® Score is 715, according to credit monitoring bureau Experian, where it's remained since 2023. FICO is ...

Scores make us competitive, even if there's no clear reward for being the best. It's why you break the handle on the foosball table trying to beat your brother-in-law on his birthday, because he ...

No loan and credit products exist that are only available for people with perfect scores, and once you reach a certain score, you pretty much get all the same benefits anyways. "If you have a 760 ...

Generally, a FICO score above 760, which is considered "very good," gets you access to the same rates and terms as someone with perfect credit. Your credit score can fluctuate over time ...

If your credit score is about 760 or higher, then it's considered "excellent," and you can get the best credit cards, low interest rates on loans, lower insurance premiums, and more. That said ...

The rule of thumb for credit scores is the higher, the better. Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent ...

Older Americans have higher credit scores than younger Americans, with the silent generation posting an average score of 760 compared to Gen Z's average score of 681, according to Experian.