APYs and account details are accurate as of March 4, 2025. We chose Synchrony’s four-year CD because it offers one of the best rates on the market, and there’s no minimum deposit requirement.

American Express’ CD rates are also competitive, and our experts singled out the bank’s 11-month term as one of the best. Currently, you can earn 4.00% APY on an 11-month CD. There’s no ...

Today’s best CD rates: Earn up to 4.50% Today’s highest CD rate of 4.50% is offered by several institutions, but we're highlighting Quontic Bank's 3-month CD thanks to its low minimum opening ...

In contrast, when you withdraw early from a regular CD, you pay at least several months’ of interest earned. Here’s a look at some of the best no-penalty CD rates. APY research methodology ...

When you’re ready to open a CD, compare the best terms and rates among local credit unions and banks to find the right fit for your savings. A type of savings account in which a lump-sum deposit ...

Kristy is a freelance contributor to Newsweek’s personal finance team. As an editor, Kristy has worked with sites like Bankrate, JPMorgan Chase and NextAdvisor to craft and hone content on ...

Her expertise is in personal finance and investing, and real estate. The best 4-year CD rate is 4.35% APY from Transportation Federal Credit Union. To find you the highest 4-year CD rates ...

However, many financial institutions’ best 2-year CD rates average 4.00% or higher. These high interest rates make a certificate of deposit (CD) a great choice to place an emergency fund you won ...