A goodwill letter explains why you had a late payment and asks the creditor to take it off your credit reports. Use our downloadable template to simplify the process. Many, or all, of the products ...

such as a financial hardship or medical emergency. Lenders do not have to respond to a goodwill letter, and many large lenders and credit card issuers have policies against doing so. A late ...

In response to your Feb., 17 editorial, “Credit card bill will hurt those it’s supposed to help”: Capping credit card interest rates will adjust the game’s rules, but there are still ...