During those early years of EMV use in the U.S., a common refrain was that Americans probably needed to carry a card with "chip-and-PIN" capabilities when traveling overseas. That was because of a ...

One of many ways that Americans are ridiculed by the rest of the world is that they don’t have chip and PIN on their credit cards yet; US credit card companies have been slow to bring this ...

but US credit companies began to transition to EMV technology about a year ago. Chip cards, especially those that require a PIN, are supposed to be more secure than traditional credit cards that ...

One year ago today, regulations surrounding liability for credit card fraud switched to encourage banks and stores to start using EMV (Europay, Mastercard, Visa) technology, also known as chip cards.