A hardship letter can help you avoid foreclosure and find mortgage relief If you’re struggling to make your mortgage payments, it may seem like you’re out of options and foreclosure is inevitable.

This letter states that you have 30 days to bring your mortgage ... financial hardship and have an agreement with your lender in place prior to a short sale. Deed in lieu of foreclosure: A deed ...

If you have penalty fees and can prove financial hardship ... This letter states that you have 30 days to bring your mortgage in good standing. At this point, you are still at risk of foreclosure, ...