Social Security cost-of-living adjustment, or COLA, went into effect recently and was reflected on the payments received in January. Each year, Social Security benefits are adjusted to keep up with inflation (if there is any),

Social Security’s cost-of-living adjustment is expected to shrink in 2026 and could be the lowest increase seen in a decade.

Key Takeaways For 2026, the Senior Citizens League predicts a smaller cost-of-living adjustment for Social Security benefits compared to last year.They estimate that the COLA will be 2.1% in 2026, which is down from 2.

If you’re struggling, it may be time to rethink your spending, downsize, relocate, or go back to work. Retiring early is possible, and may be easier than you think.

The average Social Security payment will rise by more than $50 per month starting in January, thanks to the federal government’s 3.2% annual cost-of-living adjustment, or COLA. A 3.2% increase in the average Social Security check—about $1,

The Social Security cost-of-living adjustment, or COLA, for 2025 is a 2.5% increase. That means the monthly benefits checks for more than 72.5 million Americans will see their lowest annual bump in four years. While the smaller COLA is due to the normalization of annual inflation rates, many beneficiaries are concerned.

If you receive Social Security retirement benefits, more money should be coming your way this month. In October, the Social Security Administration (SSA) announced a 2.5% cost-of-living adjustment (COLA).

The vast majority of seniors surveyed about Social Security's COLA say the number should be as much as five times higher than the government is forking over this year.