Discover which U.S. states have the best and worst credit scores and learn what factors influence these rankings.

A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards ...

Discover why a perfect 850 credit score isn't necessary for financial success, and what you can do to improve your score.

The Amex Platinum Card is a powerful travel companion, but it isn't for everyone. Find out if you qualify and how to increase ...

HELOC applications require a hard credit pull, which temporarily lowers your credit score. Closing a HELOC and carrying a big ...

Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not.

The average FICO credit score has increased by 27 points since 2010 and reached an all-time high of 716 in 2021. According to a report from the credit bureau Experian, there has been a noticeable ...

A new year means a fresh start, and there’s no better time to take charge of your credit. Whether you’re hoping to qualify for a better mortgage, get a lower interest rate or simply feel more ...

Yapı Kredi reduced fraud losses by 98.7% over seven years, using FICO® Falcon® Fraud Manager. The bank maintains Turkiye’s lowest card fraud basis point ratio—50% lower than peers. Yapı Kredi analyzes ...

Best credit monitoring services Best for VantageScore® access: CreditWise® from Capital One Best for FICO® Score access: Experian free credit monitoring Best for families: Aura Best for ...

Payment history is the most prominent factor in your credit score, making up 35% and 40% of FICO and VantageScore calculations, respectively. You can build that history by making regular ...

Fair Isaac Corp., the data analytics company known for the FICO consumer credit score, gave its longtime general counsel Mark Scadina $7.4 million in pay, a nearly 20% increase.