1989 was a milestone year in the credit world, but statistical credit scoring has been around since the 1950s.

But what factors impact your credit score? The credit report has answers to that. It is important to know the difference between the two and why both matter. A credit score is a three-digit number ...

For many people, it also probably won’t mean the difference between getting a home loan ... inclusion of medical debt in credit reports and scores will undermine underwriting processes and ...

Hard inquiries appear on the credit report pulled by the ... won't make or break your credit score, multiple inquiries can add up and be the difference between fair credit and good credit.

When reviewing the credit reports of those with a 705 FICO credit score, Experian found that a third of them had late payments (30 days past due), 42% had an auto loan and 29% had a mortgage.

What is a credit score? A credit score is a reflection of your credit history and defines your creditworthiness. Your credit score is calculated based on various factors including your past ...

Americans won’t have to worry about unpaid medical bills damaging their credit reports and scores much longer ... forced to make the impossible choice between getting essential care and going ...