This is what happens when Buy Now, Pay Later loans are folded into FICO scores
After a detailed study with Affirm, FICO is considering a scoring model that incorporates BNPL loans, offering the ...
How one person repaired her credit and turned her finances around
Creditors report payments you make on time to the credit bureaus, as well as payments that are 30 or more days late. Payment ...
What is the average credit score in the US?
The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is ...
Taking Out a Personal Loan May Help You Improve Your Credit Score—But Should You?
A personal loan can be a great way for some people to improve their credit scores. However, if you struggle to make payments you could harm your score.