The annual fee is $99, waived for first 12 months. If you spend $20,000 or more on the card in an account year, you'll get a $125 American Airlines flight discount on your card renewal anniversary.

If you're in the market for a new card, you should do your research to choose the best credit card for your needs. Use this comparison tool to search for cards you're interested in, add any of our ...

offering a simpler way to optimize rewards. But the sign-up bonus is a bit of a moving target, and you must use the Venmo app to get the card.

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.