There’s no need to pay anyone to “repair” your credit; you have all the tools you need to raise your FICO number.

Discover which U.S. states have the best and worst credit scores and learn what factors influence these rankings.

Discover why a perfect 850 credit score isn't necessary for financial success, and what you can do to improve your score.

A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards ...

The Amex Platinum Card is a powerful travel companion, but it isn't for everyone. Find out if you qualify and how to increase ...

Just over 20% of U.S. consumers have a score in the range of 800 to 849, per Experian data, which is still considered ...

A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad ...

Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not.

Creditors and lenders use your credit score to determine how likely you are to pay your bills. Car insurers, however, use it ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their ...

The average FICO credit score has increased by 27 points since 2010 and reached an all-time high of 716 in 2021. According to a report from the credit bureau Experian, there has been a noticeable ...

In a video addressing criticisms of his 7 Baby Steps Program, Ramsey called the FICO score system a "Bankers' scam" designed to keep Americans stuck in a cycle of debt. You Need a Credit Card to ...