Discover which U.S. states have the best and worst credit scores and learn what factors influence these rankings.

you could see a drop in your credit score soon. Fair Isaac Corp., the creator of the FICO score, announced today, Jan. 23, the new FICO 10 model, which is expected to cause scores to fluctuate ...

A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards ...

Using one of these cards responsibly may help boost your score over time. Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use ...

The average FICO credit score has increased by 27 points since 2010 and reached an all-time high of 716 in 2021. According to a report from the credit bureau Experian, there has been a noticeable ...

can help you see the difference a higher credit score can make for your rates. Personal FICO score Average interest rate for new car loans Average interest rate for used car loans While your ...

Your credit scores are not a measure of your overall financial health. Essentially, they’re intended to show lenders how likely you are to repay the money you borrow. FICO scores are the most ...

Lenders are frequently unwilling to take on the risk of approving borrowers who lack high FICO scores, which require the regular use of credit and a track record of on-time payments. Fortunately ...